Last updated: September 2026
By using this website, applying for an interest-free loan, or making a donation to Ummeed Foundation, you agree to the following terms.
Submitting a loan application does not guarantee approval. All applications are reviewed by our team, and information provided (including CNIC, income, and supporting documents) must be truthful and accurate. Providing false information may result in immediate rejection and, where applicable, referral to relevant authorities.
Loans disbursed under our Interest-Free Loan (Qarz-e-Hasna) program carry no interest and no hidden service charges, consistent with our mission.
Donations made through this website are voluntary contributions to support our programs. Once confirmed, donations are generally non-refundable except where required by law or at our discretion in cases of error.
You agree not to misuse this website, attempt unauthorized access to any part of it (including the admin panel), or submit fraudulent applications or messages.
Ummeed Foundation makes reasonable efforts to keep this website accurate and available but does not guarantee uninterrupted access and is not liable for indirect damages arising from use of the site.
Questions about these terms can be directed to us via our Contact page.